Team Jackson
At Gold Standard Mortgage

Loan Programs

Support for Every Client.

We Offer a Variety of Loan Programs!


FHA - 30 Year term

Looking for a flexible loan? Look no further!

  • Low rates

  • 3.5% down payment

  • Credit scores 580 and above

  • Down payment assistance through CalHFA


conventional

 3%, 5%, and 20% Down Payment Options

  • Great rates (market based)

  • Max loan of $454,100

  • No Mortgage Insurance @ 80%

  • 15, 25, and 30 year terms



va - Thank you for your services

We are P.C.S. specialists!  

  • Low rates

  • $0 Down

  • Credit scores 580 and above

  • Active Military, Veterans, and Reservists with eligability


cal hfa - down payment assistance

For more than 35 years, the California Housing Finance Agency (CalHFA) has supported the needs of renters and homebuyers by providing financing and programs that create safe, decent and affordable housing opportunities for low to moderate income Californians. Established in 1975, CalHFA was chartered as the State's affordable housing bank to make low interest rate loans through the sale of tax-exempt bonds. CalHFA is a completely self-supporting State agency, and its bonds are repaid by revenues generated through mortgage loans, not taxpayer dollars.



usda - $0 down payment

Rural Country Living! Most of the Central Valley!

  • Low rate

  • $0 Down, Appraisal value may cover closing costs

  • Credit score 620 and above

  • Income and area limits apply


refinance

Take advantage of the lowest rates of our lifetime! Refinancing gives you, the home owner so many options. Whether you taking cash out for your kids college, starting up that business, putting in solar or just want to consolidate debts to free up your budget. We might be able to help you with your needs and STILL lower your monthly payment. Come in today and see if refinancing is the right move for you. We can run some numbers to check the visibility and let you know where you stand. If you are currently in an ARM or have a balloon payment due, we can help take the surprise away or stress hanging over your head with your current mortgage. Now is the time to refinance!